Website Terms and Conditions of Use
Please read these website terms and conditions of use carefully. By accessing this website, you agree to the terms and conditions set out below. The Terms and Conditions may be modified by us from time to time without notice, by posting changes in this page. Your continued access or use of this website means you accept the Terms and Conditions including any changes made to them. If you do not accept any of the terms below, please discontinue use of this website and any of its associated pages.
Use of website
This website is published by iAGAM. Any commentaries and information contained in this website are provided as a general source of information and should not be considered personal investment advice. Information on this website is not intended to provide legal, accounting, investment or tax advice, and should not be relied upon in that regard.
iAGAM is not responsible in any manner and will not be liable to you or anyone else for any loss or damages whatsoever (including direct, indirect, special, incidental, consequential, exemplary or punitive damages, and without limitation, lost revenues or profits or loss of prospective economic advantage) resulting from your use or inability to make use of this website or the information therein, and/or any web browsers, including any loss or damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet.
Furthermore, iAGAM is not liable for any action or decision made by you in reliance on this website or the information contained herein, or any unauthorized use or reproduction of the website or the information, even if iAGAM has been advised of the possibility of loss or damages or could have foreseen the loss or damages. Links to other websites from this website are for convenience only.
General Disclaimers and Important Information
The information and opinions contained on this website were prepared by iAGAM. The opinions, estimates and projections contained herein are those of iAGAM as of the date of their publication and are subject to change without notice. Views expressed regarding a particular company, security, industry or market sector are the views of only that author/speaker as of the time expressed and do not necessarily represent the views of iAGAM. Any such views are subject to change at any time based upon markets and other conditions and iAGAM disclaims any responsibility to update such views.
iAGAM endeavours to ensure that the contents have been compiled or derived from sources believed to be reliable and contain information and opinions that are accurate and complete. However, iAGAM makes no representations or warranty, express or implied, in respect thereof, takes no responsibility for any errors and omissions contained herein and accepts no liability whatsoever for any loss arising from any use of, or reliance on, this website or its contents. There is no representation, warranty or other assurance that any projections contained in this website will be realized. The pro forma and estimated financial information contained in this website, if any, is based on certain assumptions and analysis of information available at the time that this information was prepared, which assumptions and analysis may or may not be correct.
This website or the views and opinions expressed herein are not to be construed as a recommendation, offer or solicitation to buy or sell any security. You should not rely solely on this website in evaluating whether or not to buy or sell securities of the subject company. You should consider whether it is suitable for your particular circumstances and talk to your financial advisor.
Bloomberg Index Services Limited. BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. and its affiliates (collectively “Bloomberg”). BARCLAYS® is a trademark and service mark of Barclays Bank Plc (collectively with its affiliates, “Barclays”), used under license. Bloomberg or Bloomberg’s licensors, including Barclays, own all proprietary rights in the Bloomberg Barclays Indices. Neither Bloomberg nor Barclays approves or endorses this material, or guarantees the accuracy or completeness of any information herein, or makes any warranty, express or implied, as to the results to be obtained therefrom and, to the maximum extent allowed by law, neither shall have any liability or responsibility for injury or damages arising in connection therewith.
© 2023 FTSE Russell. is a trademark and/or service marks owned by the LSE Group which includes FTSE International Limited (“FTSE”), Frank Russell Company ("Russell"), FTSE Global Debt Capital Markets Inc, FTSE Global Debt Capital Markets Limited (together, “FTSE Canada”), MTSNext Limited (“MTSNext”), Mergent, Inc. (“Mergent”), FTSE Fixed Income LLC (“FTSE FI”) and The Yield Book Inc. (“YB”) used under license.
Neither MSCI nor any other party involved in or related to compiling, computing or creating the MSCI data makes any express or implied warranties or representations with respect to such data (or the results to be obtained by the use thereof) and all such parties hereby expressly disclaim all warranties of originality, accuracy, completeness, merchantability or fitness for a particular purpose with respect to any of such data. Without limiting any of the foregoing, in no event shall MSCI, any of its Affiliates or any third party involved in or related to compiling, computing or creating the data have any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profit) even if notified of the possibility of such damages. No further distribution or dissemination of the MSCI data is permitted without MSCI’s express written consent or such similar language as may be approved in advance in writing by MSCI.
The MSCI information may only be used for your internal use, may not be reproduced or redisseminated in any form and may not be used as a basis for or a component of any financial instruments or products or indices. None of the MSCI information is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. Historical data and analysis should not be taken as an indication or guarantee of any future performance analysis, forecast or prediction. The MSCI information is provided on an “as is” basis and the user of this information assumes the entire risk of any use made of this information. MSCI, each of its affiliates and each other person involved in or related to compiling, computing or creating any MSCI information (collectively, the “MSCI Parties”) expressly disclaims all warranties (including, without limitation, any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall any MSCI Party have any liability for any direct, indirect, special, incidental, punitive, consequential (including, without limitation, lost profits) or any other damages. (www.msci.com)
The "[Index]" is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and [Third Party Licensor], and has been licensed for use by [Licensee]. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). [Third Party Licensor’s Trademark] is a trademark of [Third Party Licensor]. The trademarks have been licensed to SPDJI and have been sublicensed for use for certain purposes by [Licensee]. [Licensee Product] is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, any of their respective affiliates (collectively, “S&P Dow Jones Indices”) or [Third Party Licensor]. Neither S&P Dow Jones Indices nor [Third Party Licensor] make any representation or warranty, express or implied, to the owners of the [Licensee Product] or any member of the public regarding the advisability of investing in securities generally or in [Licensee Product] particularly or the ability of the [Index] to track general market performance. S&P Dow Jones Indices [and [Third Party Licensor]] only relationship to [Licensee] with respect to the [Index] is the licensing of the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices and/or its licensors. The [Index] is determined, composed and calculated by S&P Dow Jones Indices or [Third Party Licensor] without regard to [Licensee] or the [Licensee Product]. S&P Dow Jones Indices and [Third Party Licensor] have no obligation to take the needs of [Licensee] or the owners of [Licensee Product] into consideration in determining, composing or calculating the [Index]. Neither S&P Dow Jones Indices nor [Third Party Licensor] are responsible for and have not participated in the determination of the prices, and amount of [Licensee Product] or the timing of the issuance or sale of [Licensee Product] or in the determination or calculation of the equation by which [Licensee Product] is to be converted into cash, surrendered or redeemed, as the case may be. S&P Dow Jones Indices and [Third Party Licensor] have no obligation or liability in connection with the administration, marketing or trading of [Licensee Product]. There is no assurance that investment products based on the [Index] will accurately track index performance or provide positive investment returns. S&P Dow Jones Indices LLC is not an investment advisor. Inclusion of a security within an index is not a recommendation by S&P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice.
NEITHER S&P DOW JONES INDICES NOR [THIRD PARTY LICENSOR] GUARANTEES THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE [INDEX] OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P DOW JONES INDICES AND [THIRD PARTY LICENSOR] SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&P DOW JONES INDICES AND [THIRD PARTY LICENSOR] MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY [LICENSEE], OWNERS OF THE [LICENSEE PRODUCT], OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE [INDEX] OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P DOW JONES INDICES OR [THIRD PARTY LICENSOR] BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&P DOW JONES INDICES AND [LICENSEE], OTHER THAN THE LICENSORS OF S&P DOW JONES INDICES.
Trademarks and copyrights
"iAGAM" is a tradename under which iA Global Asset Management Inc. and Industrial Alliance Investment Management Inc. operates. “iA Global Asset Management” and the iA Global Asset Management logo are trademarks of iA Global Asset Management Inc. or its affiliates. Other trademarks used in this website are the property of their respective owners.
Certain names, words, titles, phrases, logos, icons, graphics or designs or other content in the pages of this website may constitute trade names, registered or unregistered trademarks or service marks (collectively, the "trademarks") of iAGAM and its affiliates or of third parties and are used under licence or authorization by iAGAM and its affiliates. However, the display of the trademarks on this website does not imply that a licence has been granted to any third party. All goodwill generated from the use of the trademarks on any website will ensure to iAGAM's benefit.
Information in this website is protected under the copyright laws of Canada. The information is for your personal, educational and non-commercial use only and may be used and reproduced provided that it is not modified and that you maintain all copyright and other notices contained on the website. The contents of the website may not be otherwise used, copied, redistributed, reproduced, republished, stored in any medium, retransmitted, modified or broadcasted, in any form.
Nothing in this document shall be construed as conferring any right or licence under any copyright of iAGAM or any other person who owns the copyright in the content provided on our website. If you require further information on a permitted use or license to reproduce or republish any material, address your inquiry to: iA Global Asset Management Inc., 1080 Grande-Allée West, Québec, QC, G1K 7M3.
iAGAM disclaims any and all liability that may result from any unauthorized reproduction or use of the information from this website. Any unauthorized downloading, retransmission, or other copying or modification of trademarks and/or the contents of this website may be a violation of any federal or other law that may apply to trademarks and/or copyrights and could subject the violator to legal action.
Limitation of Liability
Information provided in this website may not be updated after the date that it was posted, and may be out-of-date. It should not be taken that the absence of a publication date indicates that information on this website is current. iAGAM assumes no responsibility to update any information on this website, does not guarantee that the information contained on this website is accurate and complete, and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein. iAGAM will not be responsible in any manner for direct, indirect, special or consequential damages, howsoever caused, arising out of the use of this website or the information contained on it.
All information is provided “as is” without any warranties of any kind and iAGAM and its affiliates and their respective officers, directors, employees or agents make no representations and disclaim all express or implied warranties of any kind, including, without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, merchantability or fitness for any particular purpose and iAGAM and its affiliates and their respective officers, directors, employees or agents assume no responsibility to you or any third party for the consequences of any errors or omissions.
IAGAM AND ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS DO NOT REPRESENT OR WARRANT THAT THE WEBSITE WILL BE AVAILABLE AND MEET YOUR REQUIREMENTS, THAT ACCESS WILL BE UNINTERRUPTED, THAT THERE WILL BE NO DELAYS, FAILURES, ERRORS (INCLUDING TYPOGRAPHICAL) OR OMISSIONS OR LOSS OF TRANSMITTED INFORMATION, THAT NO VIRUSES OR OTHER CONTAMINATING OR DESTRUCTIVE PROPERTIES WILL BE TRANSMITTED OR THAT NO DAMAGE WILL OCCUR TO YOUR COMPUTER SYSTEM. YOU HAVE THE SOLE RESPONSIBILITY FOR ADEQUATE PROTECTION AND BACKUP OF DATA AND/OR EQUIPMENT AND TO TAKE REASONABLE AND APPROPRIATE PRECAUTIONS TO SCAN FOR VIRUSES OR OTHER DESTRUCTIVE PROPERTIES.
As a condition of use of this website, you agree to indemnify IAGAM for any and all claims, losses, liabilities and expenses, including but not limited to legal fees, arising from any use of this website or your violation of the Terms and Conditions of Access.
Third party sites
Links to other websites or references to advice, opinions, information, products, services, or publications other than those of iAGAM on this website are provided for convenience only and do not imply the expressed or implied endorsement or approval of such websites, advice, opinions, information, products, services, organizations or publications by iAGAM.
iAGAM accepts no liability whatsoever for the content of those websites. Linking to any other site is at your own risk, and iAGAM will not be responsible or liable for any damages in connection with linking.
This website is governed by the laws of the Province of Québec and the laws of Canada as applicable therein without giving effect to any principles of conflicts of laws regardless of the domicile, residence or physical location of the user. All disputes, controversies or claims arising out of or in connection with the website shall be submitted to and be subject to the jurisdiction of the courts of the Province of Québec. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Québec to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the website.
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